4 Best Workers’ Comp Insurance Companies of 2023


Our No. 1-rated workers comp insurance company, Hiscox, specializes in business insurance policies. It has a number of coverages available, including short-term liability policies for when you don’t need coverage to last for an entire year.

Hiscox is one of the few insurers in our rating that offer this kind of coverage.

You can obtain a quote online, but you may have to contact a company representative if you want to make changes to your account.

Hiscox workers’ compensation insurance is available in every state and Washington D.C., but is not available in Alaska.

bisnis terlaris saat ini


Like most companies in our rating, Travelers has a wide variety of policies available to make getting all your business insurance coverage in one place easier should you decide that a Travelers workers’ compensation policy is the best fit for your business.

For example, there are at least five types of ocean marine policies available, while some companies in our rating don’t have any. It also offers discounts to customers who qualify.

Travelers doesn’t offer online quotes, so you’ll have to go through an agent. You’ll also need to go through an agent if you want to make changes to your policy.

This can be a downside if you prefer to make changes to your policy through an app or web portal.


Chubb has a wide variety of policies that can be tailored to specific industries. For example, you can get professional liability policies for businesses in the finance, legal, and engineering sectors.

This means there’s a high likelihood that Chubb will be able to provide coverage for your small business insurance needs, including workers’ compensation.

The online experience with Chubb can be a bit of a mixed bag. You are able to purchase a policy online, but if you have questions there is no live chat feature.

If you’re a member of the Chubb Customer Service Center, there is phone and email support. If you aren’t a member, you will need to contact your agent or broker to answer your questions.

State Farm

You can’t get an online quote or file claims online with State Farm. However, it has a network of over 19,000 agents throughout all 50 states and Washington, D.C. to help policyholders and potential policyholders.

It also has a wide variety of available policies that one of its agents can help you sort through. While it has standard policies like a business owners policy (BOP), general liability, and workers’ compensation.